Our policies are designed specifically for the huge variety of people working in the motor trade. That means you get the protection you want without paying for cover you don’t need. We understand that most motor traders don't restrict themsleves to one type of work - you may buy and sell vehicles and do some mechanical or body repairs. Our policy is deisgned to cater for exactly that kind of scenario.
Sole trader - Partnership - Limited Company
Provided you have experience working in the motor trade, we can probably assist. It doesn't matter if you work from home or from commercial premises, or even if you are mobile.
If you are involved in the motor trade on a part time basis, ask us about Additional Business Use. We might be able to insure the use of your own vehicle in connection with your other occupation – say, if you are self-employed buying and selling cars and also work part-time as a builder.
If you live in Northern Ireland, please call our agents, Abbey Bond Lovis Ltd on 02893 325 116 to talk through your needs, as slightly different conditions apply.
What you do
The majority of our customers are involved in vehicle sales, repair & servicing and crash repairs in some way. And it doesn't matter if you work from home, from a garage or are mobile. Click here for a list of all insurable occupations.
When it comes to the type of vehicles you work with, this can stretch from standard cars and light vans to an involvement with motorcycles, vehicles under 7.5 tons (we can also provide cover for a recovery truck owned by you, up to 17.5 tons), veteran, vintage and classics, high performance/value cars, American and Canadian vehicles, imported vehicles - the list goes on!
You must be at least 23 years old for us to be able to provide a quote. Providing you are still operating a motor trade business, there is no upper age limit. Please note that there are certain restrictions that affect drivers under 28 years of age, including the number allowed and the type of vehicles they may drive. Please call us for clarification if you have drivers under 28 years old.
Your track record
It’s likely that we can help you in most cases – but as with any insurance policy, the more difficult the risk, the higher the premium.
Give us a call now and we will help you to find the best policy to suit your needs.
As long as you've got at least a year's motor trade experience before you start your own business, we can probably help. Let us know how you learned the trade and we'll see what we can do to help you.
Because everybody’s situation and business circumstances are different, there are no hard and fast rules. Our flexible policy is designed to allow you to chose just the cover you need, so you don't pay for cover that isn't required.
Road Runner is part of the Aston Scott Group, combining the commercial insurance skills of Aston Scott Ltd with the Risk Management expertise of ASG Risk Management Ltd.
If our Road Runner Scheme is not suitable for your requirements, we may well be able to assist you with the wider range of products available to us and suited to the more complex motor trade businesses and a wide range of other trades and professions. Why not give our specialists a call on 03301 000 562 and see if we can help you.