If you . . . Employ someone Buy, supply and fit parts Service cars Repair/Restore cars Deal with the public Invite the public into your premises Then you should protect your business by taking out a Liability Policy. Road Runner offer the following types:

• PUBLIC LIABILITY
• EMPLOYERS' LIABILITY
• PRODUCT, SALES & SERVICE INDEMNITY (including DEFECTIVE WORKMANSHIP)

PUBLIC LIABILITY

Public Liability provides cover in the event of a claim for accidental damage or injury by a member of the public, either in relation to injury to themselves or damage to their property. Public liability insurance provides invaluable protection to cover your legal liability for such events. There is no statutory obligation upon you to have public liability insurance, though should you be found liable for damage or injury to a third party there is no limit to the damages payable.

EMPLOYERS' LIABILITY

Employers Liability is designed to protect policyholders against legal liability arising from accidental bodily injury sustained by an employee. For anyone employing staff - it is a legal requirement to have this type of policy.

DEFECTIVE WORKMANSHIP (PRODUCT SALES & SERVICE INDEMNITY)

Provides protection against claims made by people suing for an improper repair that's been undertaken or defective vehicle sold. With escalating compensation awards, this could potentially having a massive impact on a trader's business. Product, Service and Sales Indemnity policies provide specific cover in this area.

GET A QUOTE

You can download a form and fax back to us or complete and submit a form online. You choose. Alternatively, call 08707 87 87 20 and we'll give you a quote over the phone.

Liability:  download PDF / submit