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Who Needs Motor Trade Insurance?

Motor Trade Insurance is an important policy that needs to be taken out by individuals in the motor trade industry. Whether an individual is a part time or full time motor trader, or runs their own successful garage, they need Motor Trade Insurance.

Motor Trade Insurance is required for:

●     Full time motor traders
●     Part time motor traders
●     Mechanics (incl. Mobile and HGV)
●     Tyre and exhaust fitters
●     Valeters
●     MOT garages and vehicle serving
●     Car sales
 
Motor Trade Insurance is essential for motor traders who are responsible for a customer’s vehicle, as it will allow you to test, collect and/or deliver vehicles for MOT and service & repairs purposes.

What type of Motor Trade Insurance do I need?

Motor Trade Insurance comes with different levels of cover: Third Party, Third Party Fire & Theft, and Comprehensive. Motor Trade Insurance covers everything from your motor trade tools to your vehicle stock, and is suited for motor traders who run their business from home.
 
However, if you run your motor trade business from specific premises, then you will need Motor Trade Premises Insurance.
 
If you are a motor trader with employees, you are legally obliged to implement Employers’ Liability Insurance. Motor Trade Liability Insurance is used to protect you from any claims made by your staff or customers, and covers Employers’ Liability Insurance as well as any defence costs for claims made against you.

Will I be able to get a Motor Trade Insurance policy?

Motor trade policies have a reputation for being difficult to obtain as there is quite a strict criteria that goes along with them, particularly if you’re a motor trader under the age of 25. However, Road Runner’s minimum age is 23 for taking out a Motor Trade Insurance policy.
 

How can I purchase a Road Runner Motor Trade Insurance policy?

Please telephone our friendly Sales Team on 03301 00 87 20 (Option 1) to obtain a free quote, or alternatively fill in our online quote enquiry form, and we will be in touch shortly.
 

Road Runner is a trading name of Aston Scott Ltd. Authorised and regulated by the Financial Conduct Authority (Reg No. 308048). For your protection, telephone calls may be recorded or monitored.

Copyright © Aston Scott Ltd 2015. All rights reserved. Road Runner, 28 Dingwall Road, Croydon, CR0 2NH. Tel: 0330 822 0468

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