Motor Trade Insurance | Commercial Insurance Quotes

We are Road Runner, the original motor trade insurance specialists

Hi, we’re Road Runner and we’ve been placing insurance for independent motor traders for over 25 years. In fact, we were one of the very first brokers to specialise in this area. Over the years we’ve built up a vast bank of experience – so we can offer you expert Road Risks, Liability and Premises insurance that could help save you money.

Our team members take pride in getting to know you and your business, so we can find you a flexible and competitive policy that’s built around your exact needs, not filled with pointless extras.

From roadside rescue, to bodyshop repairs, to second-hand sales – we understand all the moving parts of the motor trade. That’s why our cover is tuned to your specific needs, because we know there’s no one-size-fits-all policy in this business.

So whether you’re full-time or part-time, our cover is designed to support you – whichever part of the trade you work in.

The original motor trade insurance specialists

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Why Choose Road Runner?

Welcome to Spanner’s Garage

Hi there, I’m Spanners, Road Runner’s new ‘Branch Manager’!

I like to reward all of our customers by inviting them to enter loads of competitions. I’ve got UberEats vouchers, football shirts, and tickets for events to give away – there’s even a £500 tool voucher stashed in the den ready to be won. On occasion, you may be lucky enough to grab a toy of me, but they are very rare, so you’ll have to be lucky.

As soon as you become a customer, you’ll get access to all of my great competitions. Oh, and we’ve got an incredible Loyalty Scheme coming very soon.

Don’t forget to follow us on our socials.

Trades we cover

Whether you’re a mechanic, valeter, sales person, auto electrician, full time or part time, working from home or from a business premises, Road Runner are here to help.

Here are all the trades we can cover

Accessory fitters
Alternative fuel converters
Air conditioners
Auto-electricians
Bodyshops
Classic car specialists
Coach trimmers
Crash repairs
Delivery agents
Diagnostics
Engineering workshops
Exhaust, tyre and windscreen fitters
Importers
Mechanical repairers

Mobile repairers, fitters, tuners, mechanics
MOT stations
Part-time traders
Performance & tuning workshops
Recovery agents
Repair & Servicing
Scrap and salvage
Smart repairs
Sound and security
Valeters
Vehicle enhancers
Vehicle Sales
Wheel refurbishment

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Who we cover – at a glance

We can help if you are:

A sole trader, partnership, or limited company
Full or part-time in the trade
Based in England, Wales, or Scotland (If you live in Northern Ireland, please call Abbey Bond Lovis on 028 9099 3600 to talk through your needs. In Northern Ireland, our Road Risks, Liability and Premises products are only available via Abbey Bond Lovis and slightly different conditions apply)
At least 23 years old (there are certain restrictions for drivers under 28 years old as well)
An experienced trader – whether you’re well-established or starting a new venture.

And if you work with:

Standard cars and light commercial vehicles
Motorbikes, trikes, scooters, or mopeds
Sports and high-performance vehicles
Commercial vehicles (up to 7.5 tons, or a recovery vehicle up to 17.5 ton)
Motorhomes, caravanettes and campers
Classic, vintage, and veteran cars
Foreign vehicles and grey imports
Kit cars
Q plates
Modified vehicles
Agricultural plant and machinery
People carriers and minibuses (with up to 17 seats)

Specialists in Motor Trade Insurance

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.