This information is designed to help you understand the process of obtaining a quotation for your motor trade Road Risks, Liability or Premises insurance and what we need from you if you would like to take out that insurance. You need to ensure that all the information you provide to us is accurate. Calls may be recorded for training and monitoring purposes.
Getting a Quote
When Requesting a Quote you have a duty to make a fair presentation of the risk which you wish to insure. This applies prior to the start of your policy, if any variation is required during the period of insurance and prior to each renewal. If you do not make a fair presentation of risk to us and fail to advise us of any inaccuracies or omissions your policy may not protect you in the event of a claim. Your insurers may:
- Cancel your policy
- Declare your policy void (treating your policy as if had never existed)
- Change the terms of your policy
- Refuse to deal with all or part of any claim or reduce the amount of any claims payments
If you are unsure, ask us for guidance.