Car mechanic insurance from Road Runner

Give me a Car Mechanic Insurance quote
Give us a call
0208 633 8484
Get a motor mechanic insurance quote

Mechanic insurance that covers you wherever you’re working

Whether you’re a car mechanic based mainly in a workshop with a team of mechanics, or a one-person mobile mechanic going out on a job to a customer’s location, you and your vehicle repair business need decent and comprehensive motor mechanic cover and protection.

From the cost of replacing lost or damaged tools (that’s what our mechanic’s tool cover is for) through to the worry of a possible public or employee liability claim, and the expense of repairing engine cranes and axel stands, Road Runner can help sort it.

Why choose Road Runner for your Motor Mechanic Insurance?

With more than 25 years of supporting motor trade specialists and offering Motor Mechanic Insurance, we don’t just take on the task of pairing you with the ideal mechanic’s insurance solution, we use our know-how to ensure you only get offered the upgrades and add-ons you really need.

From Tool Insurance to Mechanic Liability Insurance, with Road Runner you’ll get the most suitable Motor Mechanic Insurance cover at a great price.

Whether you’re a mobile mechanic whose vital tool has shut down mid-repair, or there’s a major mechanical breakdown back at the workshop, we’ve seen it all and dealt with it all – which is why we offer a host of cover options so you can get on with the job in hand, knowing you’re fully protected.

Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

A cartoon squirrel wearing a red cap and overalls labeled
Black text logo reads

Did you know we work alongside DNA Insurance?

DNA are the straight-talking, no-nonsense motor trade insurance team who love a challenge and certainly aren’t afraid of a tricky customer. So, if you have claims or convictions or work in a high-risk trade, DNA is here for you.

If you’re not sure which team will be better suited to you and your business, that’s not a problem.

Answer the questions below and we’ll send you in the right direction.

How many years’ experience in the trade do you have?

At Road Runner, our Car Mechanic Insurance cover options include:

Motor Mechanics Insurance cover for vehicles in your care, custody, and control for motor trade purposes
Mechanic Insurance cover for your customers’ vehicles that you keep at commercial premises. Our ‘Vehicles at Business Premises’ extension can cover these
Products Liability and Mechanic Liability Insurance to protect your mechanic’s enterprise against third party claims – fake or not
Tool Insurance, to protect your tools including those left overnight at premises
Other equipment for the job, such as plant, machinery, stock, and portable hand tools kept in your van
We offer Mechanic Insurance cover for vehicles in transit, so when you collect and return a customer’s motor, you can extend cover to a comprehensive road risks policy, providing the same Car Mechanic Insurance cover for the vehicles being transported
Car Mechanic Insurance cover for your workshop or garage premises if you have them. This could include your mechanic liability cover and a range of extra (but recommended) options to protect you and your business
No Claims Bonus protection. When you take out Motor Mechanic Insurance cover with Road Runner, you can choose to pay an extra premium to keep the number of years of No Claims Bonus you’ve earned, in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)

Give me a Motor Mechanic Insurance quote

What we need from our car mechanic customers – your checklist before we can provide a Motor Mechanic Insurance quote

  1. You and all drivers must be at least 23 years old, and a maximum age of 69
  2. You must have at least a one year driver’s licence to be eligible for cover under our Motor Mechanic Insurance policies
  3. You must have been resident in the UK for at least three years
  4. You’re actively operating a motor mechanic business for profit or income
  5. Neither you, nor any of your drivers, have been disqualified from driving or convicted of driving with no insurance
  6. Neither you, nor any of your drivers, have any criminal convictions (or any pending), or are convicted under the Rehabilitation of Offenders Act
  7. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal, nor had any special terms or premium imposed

Get in touch to see if we can get you a better Car Mechanic Insurance deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Mechanic wearing a plaid shirt and cap, adjusting a car tire on a raised vehicle in an automotive repair shop.
Animated squirrel character in red uniform and cap holding a retro red telephone, with a business logo on clothing and cap.

Ready when you are

The Road Runner specialist team is ready to talk through and help secure your Car Mechanic Insurance right now, so please don’t hesitate to call us on 020 8633 8484 or request a quote online by answering the questions below. We’ll then point you in the direction of the team best suited to your needs.

How many years’ experience in the trade do you have?