Welding a car with sparks
Welding a car with sparks

Car mechanic insurance from Road Runner

Give me a Car Mechanic Insurance quote
Give us a call
0208 633 8484
Get a motor mechanic insurance quote

How many goals will be scored at the World Cup? That’s how much you could win with Road Runner!

Request a quote and predict the total number of goals scored at this year’s World Cup – and if you’re right, we’ll turn them into pounds and send them your way.

A cartoon squirrel in a red uniform holds up a gold trophy in a stadium with confetti falling around.

Mechanic insurance that covers you wherever you’re working

Whether you’re a car mechanic based mainly in a workshop with a team of mechanics, or a one-person mobile mechanic going out on a job to a customer’s location, you and your vehicle repair business need decent and comprehensive motor mechanic cover and protection.

From the cost of replacing lost or damaged tools (that’s what our mechanic’s tool cover is for) through to the worry of a possible public or employee liability claim, and the expense of repairing engine cranes and axel stands, Road Runner can help sort it.

Why choose Road Runner for your Motor Mechanic Insurance?

With more than 25 years of supporting motor trade specialists and offering Motor Mechanic Insurance, we don’t just take on the task of pairing you with the ideal mechanic’s insurance solution, we use our know-how to ensure you only get offered the upgrades and add-ons you really need.

From Tool Insurance to Mechanic Liability Insurance, with Road Runner you’ll get the most suitable Motor Mechanic Insurance cover at a great price.

Whether you’re a mobile mechanic whose vital tool has shut down mid-repair, or there’s a major mechanical breakdown back at the workshop, we’ve seen it all and dealt with it all – which is why we offer a host of cover options so you can get on with the job in hand, knowing you’re fully protected.

Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

A cartoon squirrel wearing a red cap and overalls labeled
Black text logo reads

Did you know we work alongside DNA Insurance?

DNA are the straight-talking, no-nonsense motor trade insurance team who love a challenge and certainly aren’t afraid of a tricky customer. So, if you have claims or convictions or work in a high-risk trade, DNA is here for you.

If you’re not sure which team will be better suited to you and your business, that’s not a problem.

Answer the questions below and we’ll send you in the right direction.

Give us a call
020 8633 8484
Make an enquiry

At Road Runner, our Car Mechanic Insurance cover options include:

Motor Mechanics Insurance cover for vehicles in your care, custody, and control for motor trade purposes
Mechanic Insurance cover for your customers’ vehicles that you keep at commercial premises. Our ‘Vehicles at Business Premises’ extension can cover these
Products Liability and Mechanic Liability Insurance to protect your mechanic’s enterprise against third party claims – fake or not
Tool Insurance, to protect your tools including those left overnight at premises
Other equipment for the job, such as plant, machinery, stock, and portable hand tools kept in your van
We offer Mechanic Insurance cover for vehicles in transit, so when you collect and return a customer’s motor, you can extend cover to a comprehensive road risks policy, providing the same Car Mechanic Insurance cover for the vehicles being transported
Car Mechanic Insurance cover for your workshop or garage premises if you have them. This could include your mechanic liability cover and a range of extra (but recommended) options to protect you and your business
No Claims Bonus protection. When you take out Motor Mechanic Insurance cover with Road Runner, you can choose to pay an extra premium to keep the number of years of No Claims Bonus you’ve earned, in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)
Give us a call
020 8633 8484
Make an enquiry

What we need from our car mechanic customers – your checklist before we can provide a Motor Mechanic Insurance quote

  1. You and all drivers must be at least 23 years old, and a maximum age of 69
  2. You must have at least a one year driver’s licence to be eligible for cover under our Motor Mechanic Insurance policies
  3. You must have been resident in the UK for at least three years
  4. You’re actively operating a motor mechanic business for profit or income
  5. Neither you, nor any of your drivers, have been disqualified from driving or convicted of driving with no insurance
  6. Neither you, nor any of your drivers, have any criminal convictions (or any pending), or are convicted under the Rehabilitation of Offenders Act
  7. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal, nor had any special terms or premium imposed

Get in touch to see if we can get you a better Car Mechanic Insurance deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Mechanic wearing a plaid shirt and cap, adjusting a car tire on a raised vehicle in an automotive repair shop.
Animated squirrel character in red uniform and cap holding a retro red telephone, with a business logo on clothing and cap.

Ready when you are

The Road Runner specialist team is ready to talk through and help secure your Car Mechanic Insurance right now, so please don’t hesitate to call us on 020 8633 8484 or request a quote online by answering the questions below. We’ll then point you in the direction of the team best suited to your needs.

Give us a call
020 8633 8484
Make an enquiry

Terms & Conditions

1. Competition Details

“Promoter” Howden UK Brokers Limited incorporated and registered in England and Wales with company number 02831010 whose registered office is at One Creechurch Place, London EC3A 5AF
“Competition” Road Runner World Cup Goals Predictor
“Opening Date” 09:00 on 01-06-2026
“Closing Date” 17:00 on 26-06-2026
“Prize” Details: A prepaid Mastercard of the correctly predicted total number of goals scored at 2026 World Cup

Cash Value: The equivalent of the total number of goals scored in the 2026 World Cup.

Number available: 1

Exclusions: Open to residents of England, Scotland and Wales.

1.1 You agree to be bound by these terms and conditions by submitting a Competition entry.
2. Eligibility
2.1 The Competition is open to all residents in England, Northern Ireland, Wales and Scotland aged 18 years or over, except employees (and/or their immediate families or households) of the Promoter or its holding or subsidiary companies.
2.2 The Promoter will not accept Competition entries that are incomplete, illegible, or have been altered, reconstructed, forged or tampered with.
2.3 There is a limit of one entry per person per action.
3. How to enter
3.1 To enter the Competition, you must request a motor trade insurance quote from either Road Runner or DNA Insurance, predict the total number of goals scored at the 2026 World Cup and accept the competition terms and conditions at roadrunnerinsurance.co.uk/world-cup.
3.2 The Promoter must receive All Competition entries through the specified method by no later than 17.00 on the Closing Date. All Competition entries received after the Closing Date are automatically disqualified.
3.3 No purchase is necessary.
3.4 The Promoter will not accept responsibility for Competition entries that are lost, mislaid, damaged or delayed in transit, regardless of cause, including, for example, as a result of any postal failure, equipment failure, technical malfunction, systems, satellite, network, server, computer hardware or software failure of any kind.
4. Selection process and claiming the prize
4.1 Prizes are subject to availability. The Promoter reserves the right to substitute the prize with a cash alternative to the value of the equivalent of the total number of goals scored at the 2026 World Cup. The prize is not negotiable, refundable or transferable. The winner shall comply with any additional terms and conditions and/or exclusions which may apply to the prize.
4.2 The winner will be chosen by a random number generator from all correct score predictions on Monday 19 July 2026, and subject to clause 4.1, the selection is final, and no correspondence or discussion will be entered into.
4.3 The Promoter will contact the winner via the contact information provided. The Promoter will not amend contact information after submitting the Competition entry form.
4.4 The Promoter will make all reasonable efforts to contact the winner. If the winner cannot be contacted or has not claimed their prize within 30 (thirty) days of being notified, the Promoter reserves the right to offer the prize to the next eligible entrant selected from the correct entries received before the Closing Date. The Promoter accepts no responsibility if you cannot take up the prize. The prize may not be claimed by a third party on your behalf.
4.5 If you object to any or all of your surname, county and winning entry being published, please get in touch with the Promoter. In such circumstances, the Promoter may still provide the information to the Advertising Standards Authority on request.
5. Data protection and publicity
The Promoter will only process your personal information as set out in the Promoter’s Privacy Policy roadrunnerinsurance.co.uk/privacy-notice. See also condition 4.5 with regard to the announcement of winners.
6. Limitation of liability
Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate any entrant to the Competition or accept any liability for any direct or indirect loss and/or damage occurring as a result of participating in the Competition, including but not limited to, taking up the prize. Your statutory rights are not affected.
7. General
7.1 The Promoter reserves the right to, at its sole discretion, exclude or disqualify any participant whose conduct is contrary to the spirit or intention of the Competition or who is in breach of these terms and conditions.
7.2 The Promoter reserves the right to hold, void, suspend, cancel, or amend the prize Competition where necessary.
7.3 In the event of a discrepancy between these terms and conditions and the provisions of any promotional material relating to the Competition, the provisions in these terms and conditions will prevail.
7.4 The laws of England and Wales shall govern these terms and conditions, and the parties will submit to the exclusive jurisdiction of the courts of England and Wales.