Motor Trade Insurance Our Criteria

The proposer must be able to agree with all of the below criteria for us to be able to provide a quote.

  1. They and all drivers are aged 23 to 69 years old.
  2. They are actively operating a motor trade business for profit or income.
  3. They have a business that is solely based in the UK.
  4. They, any partners, directors, employees or drivers are not involved nor have any association with self-drive hire or accident management companies.
  5. They and all drivers have held a full licence in the EU for at least one year.
  6. They and all drivers have been resident in the UK for at least the preceding two years.
  7. They and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
  8. They and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
  9. They, any partners, directors, employees or drivers have not been declared bankrupt or insolvent in the past three years.
  10. They, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.