Auto Electrician Liability Insurance

Specialist auto electricians are more in demand than ever. Electronic systems in vehicles are constantly evolving – steadily becoming more sophisticated with every new model out there – but vehicles of any age need electronics expertise.

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Today, there’s more demand than ever for specialist auto electricians. Electronic systems in vehicles are evolving all the time – getting steadily more sophisticated with every new model out there – but vehicles of any age need electronics expertise.

From diagnostics and repairs to the restoration of classic vehicles, auto electricians are a vital part of the motor trade. So it’s vital that whatever you do, you have the right insurance for how you work.

Have you thought about:
  • Insuring your customers’ vehicles in case you need to move them while working on them?
  • The possibility of an accident involving a member of the public, whether you’re mobile-based or working at your own premises?
  • The value of any tools and equipment that you keep at your premises or in your van?
  • The risk of claims against you for alleged faulty workmanship?
Available cover
  • Cover for vehicles in your care, custody and control for motor trade purposes.
  • Liability insurance to protect you against third party claims, fake or not, including alleged poor workmanship.
  • Cover for your premises, if you have them. This could include your liability cover and a range of extra options to protect you and your business.
  • Cover for vehicles in transit. If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved.
  • Cover for goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
  • No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)
We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

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Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

  1. You and all drivers are aged 23 to 69 years old.
  2. You are actively operating a motor trade business for profit or income.
  3. You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
  4. You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
  5. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

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