Motor Trade Insurance For Brokers

Road Runner

Identical to our standard product, Road Runner is suitable for:

• Full-time or part-time traders
• Traders looking for Road Risks and/or Liability cover
• Traders with previous motor trade experience

Road Runner Plus

Designed for your SME clients looking for a combined policy, and who:

• Trade from a business premises
• Operate full-time or part-time
• Have up to 10 employees

Brokers, we’re with you

We offer a wholesale motor trade insurance solution for brokers who are looking to place insurance for motor traders. Road Runner for Brokers is dedicated to you. We offer products tailored to meet your customer’s needs, with the same friendly team available to help you.

Road Runner

Road Runner is for:

  • Full-time or part-time traders
  • Traders working from home or a business premises
  • Businesses with between 1 and 5 employees
  • Traders looking for Road Risks and/or Liability cover
  • Traders with previous motor trade experience

Road Runner Plus

Road Runner Plus is designed for your SME clients looking for a combined policy who:

  • Are engaged in service, repair, and sales, plus other ancillary trades
  • Trade from either one or two business premises in the UK
  • Operate full-time or part-time*
    *Subject to acceptance criteria
  • Have up to ten employees (employees, partners, and directors)

Are engaged in the same accepted trades as Road Runner**

**Excluding Valeting, Recovery & Collection/Delivery

To find out more, click the links below

Road Runner   Road Runner Plus

If you’re not sure which product is best suited to your client, answer the question below and we’ll help direct you:

What cover does your client require?

Don’t yet have an agency with Road Runner? Not a problem. Follow this link, complete the short application form and we’ll get you signed up.

Apply for an agency

How can we help you?

Road Runner can help you with the following:

  • Apply for an agency – join Road Runner as a sub-broker
  • As a sub-broker, through your online account, you’ll be able to update vehicles on behalf of your client, make changes to your account and view client policy documents
  • As a sub-broker, you’ll be able to get a quote for your clients’ Road Risks/Liability cover through your online account
  • Get a quote for your SME clients’ Combined Cover, via Road Runner Plus
Download our Risk Appetites

Road Runner   Road Runner Plus

You’ll find some answers on our Broker FAQs page or you can simply get in touch.

Get in touch

We’re always here to help. Call us on 020 8633 8470 or email us:

For new business –

For renewals –

For customer services –


I've got a quote. How do I put my client 'on cover' with you?

Firstly, we hope the cover options and quote we’ve provided work well for you and your client. The next step is to put the client on risk with us. Here’s what you need to do:

  • Agree with your client how they are going to pay. You can take payment in full from them, use your own premium credit facility, or offer them our instalment facility. Details of the payment options available are contained within the quote.
  • Complete the ‘Confirmation of Responsibility for Payment’ sent to you with the quote. It will confirm the exact process you need to follow to put your client on cover, based on your agency status with us.
  • Send the ‘Confirmation of Responsibility for Payment‘ to us by email. Please note that cover is only effective from the date and time shown on our Cover Note or Certificate of Insurance. If you need cover to start immediately, please give us a call to ensure we have received the ‘Confirmation of Responsibility for Payment’.
How do I apply for an agency with Road Runner?

You can find more information on this website about working with us as a sub-broker. If you want to apply, just complete our application form and return it to us using the contact details provided on the form. We look forward to working with you.

Do I need an agency to use Road Runner Plus?

No. We have a separate, dedicated quote process for Road Runner Plus, which sits independently from your Road Runner Broker account login. Get a quote here.

Give us a call
020 8633 8470
Make an enquiry

Due to continuing claims costs and inflation, AXA PLC has made the difficult decision to review its rating structure and certain rating factors have been affected – including some postcodes and trade activities. As a result of this, you’ll  notice that your client’s premium may have increased.

Across the motor trade market a number of insurers are changing appetite, rating, or deciding to remove themselves from the market. Road Runner and Axa are committed to supporting the motor trade but need to ensure rates cover the cost of claims.

We appreciate the extra pressure that this may place on you and shape the discussions you have with your clients.  This is a difficult time for us all.  If you’d like to discuss your individual client’s policy, please call our renewal team.

Due to additional underwriting and rating, this is also having a small impact on our service levels, but we aim to be back to our 21-day response deadline as soon as possible.

In the meantime, if you have an urgent case or query, please contact and we’ll endeavour to respond to you as soon as possible.

We thank you for bearing with us and your continued support.

Fidoo Etwaroo

Existing Business and Renewals Manager