Part Time Motor Trade Insurance

We know that not everyone working in the motor trade works full-time. You might buy and sell a few cars or service vehicles in the evenings to earn some extra money, or you could restore old cars to sell on for a profit. Whatever you do, it’s important you’re protected.

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We know that not everyone working in the motor trade works full-time. You might buy and sell a few cars or service vehicles in the evenings to earn some extra money, or you could restore old cars to sell on for a profit. Whatever you do, it’s important you’re protected.

We don’t mind that you don’t trade full-time – we’ll still cover you for your part-time work. Plus, we may even be able to provide ‘additional business use’ for your main occupation. And if you already work in the motor trade as your main job, even better!

Have you thought about:
  • The need to insure customers’ vehicles so you can road test them?
  • The money tied up in a vehicle if it’s damaged or stolen?
  • The possibility of a claim as a result of work you have carried out?
  • The value of tools and equipment if they are damaged or stolen?
  • The savings you could make by including cover for your main occupation as an extension to your motor trade insurance?
Available cover
  • Road Risks insurance so you can road test customer vehicles, or be protected for a sales vehicle you’ve just bought.
  • Comprehensive cover, not Third Party only, so you are protected in case a vehicle is damaged or stolen.
  • Accompanied demonstration use if you have vehicles for sale, so potential buyers can test drive them.
  • Additional business use to cover using your own vehicles in connection with your main occupation.
  • Liability insurance to protect you against third party claims, fake or not.
We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Car with engine showing

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

  1. You and all drivers are aged 23 to 69 years old.
  2. You are actively operating a motor trade business for profit or income.
  3. You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
  4. You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
  5. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.
full list of criteria

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