Mobile Mechanic Insurance

As a mobile mechanic, with so much time spent on the road, let alone caring for your customers’ vehicles, Road Risks insurance is a must and Liability insurance worth considering.

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Mobile mechanic

At Road Runner, we understand the different demands of the motor trade. That’s why we treat mobile traders the same way we do those who work at a fixed site. You all matter, however you operate.

When you’re mobile, your van and the equipment you store in it will be crucial to you and your business – whether you’re a mechanic, accessory fitter or valeter. With so much time spent on the road, let alone caring for your customers’ vehicles, Road Risks insurance is a must and Liability insurance worth considering. We offer mobile traders Road Risks or Liability policies with the option to insure your goods, plant, machinery, stock and portable hand tools in your van, too.

Have you thought about:
  • The need to insure customers’ vehicles so you can road test them?
  • The risk of being sued in relation to work you carry out?
  • The value of goods, plant, machinery, stock and portable hand tools you store in your van?
  • Including your own van as part of a motor trade road risks insurance?
Available cover
  • Products liability to protect you against third party claims, fake or not.
  • Insurance for your goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
  • Cover for vehicles in transit. If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved.
We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Car with engine showing

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

  1. You and all drivers are aged 23 to 69 years old.
  2. You are actively operating a motor trade business for profit or income.
  3. You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
  4. You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
  5. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.
full list of criteria

Ready to get Mobile Mechanic insurance?

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