Bodyshop & Crash Repairs Insurance

Whether repairs are your specialism or just a part of what you offer, you’ll need the right cover to protect you against claims – from dealing with crash damage to SMART repairs.

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The progress of technology has transformed the vehicle repair market – creating faster processes and ensuring smoother repairs.

But whether repairs are your specialism or just a part of what you offer, you’ll need the right cover to protect you against claims – from dealing with crash damage to SMART repairs.

Have you thought about:

The need to insure your customers’ vehicles so you can road test them?
The possibility of an accident at work involving an employee?
A customer having an accident while they’re on your premises?
The value of your paint, tools and equipment if they are damaged or stolen?

Available cover

Cover for vehicles kept at your business premises overnight.
Liability insurance to protect you against third party claims, fake or not.
Cover for vehicles in transit. If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved.
No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

Ready to get Bodyshop and Crash Repairs insurance?

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.