SMART Repair Insurance

Small-to-medium area repair technology (SMART) is a perfect example of how fast-moving technology is transforming the vehicle repair market. It’s still essential though, that you have the right cover.

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Advanced technology has transformed the vehicle repair market for the better, creating faster processes and ensuring smoother restorations. Small to Medium Area Repair Technology (SMART) is the perfect example of the evolution of this specialist skill – but it’s important to remember it still needs the correct cover. That’s where our SMART repair insurance comes in.

Have you thought about:

The need to insure customers’ vehicles in case you need to move them during repair works?
The value of customers’ vehicles left at commercial premises overnight?
The possibility of an accident involving a member of the public where you are working?
The value of goods, plant, machinery, stock and portable hand tools you keep in your van?

Available cover

Cover for vehicles in your care, custody and control for motor trade purposes.
Cover for your customers’ vehicles that you keep at commercial premises. Our ‘Vehicles at Business Premises’ extension can cover these.
Liability insurance to protect you against third party claims, fake or not.
Cover for your premises, if you have them. This could include your liability cover and a range of extra options to protect you and your business.
Cover for vehicles in transit. If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved.
Insurance for your goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

Ready to get SMART Repairs insurance?

Get a quote

No matter what sector of the motoring industry you work in, having the right protection in place is crucial. If you need quick cover, you can count on Road Runner to help you find the right insurance for your needs.

We have a range of SMART auto repairs policies available to protect your business. Whether SMART repairs are your sole bread and butter or they form just one part of your overall service, we can make sure you’ve got the right insurance for the job. We offer cover for mobile workers as well as garage-based experts. With an array of policies to choose from, we even have options to protect any equipment left in your van that may be damaged or stolen.

Which SMART auto repair insurance do I need?

It’s important to take out the correct cover for your requirements. Here are a few policies you may wish to consider:

Motor trade liability insurance – If someone makes a claim against you, this policy is designed to protect you against loss, accidental damage or injury
Motor trade road risks insurance – To protect your or your customers’ cars while you’re on the move
Motor trade premises insurance – Designed to cover your equipment, vehicles, buildings and more

Why choose Road Runner for SMART repair insurance?

After 25 years of working hand in hand with the automotive industry, there’s nothing we don’t know about SMART repair insurance.

We have experience of almost every eventuality – which is why we offer an array of cover options so you can rest easy knowing you’re protected.

Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Ready to get SMART repairs insurance?

We’re always happy to help you with your SMART repair insurance needs. If you have any questions please don’t hesitate to call us on 03301 00 87 20 or email sales@roadrunnerinsurance.co.uk and a member of our team will get back to you as soon as possible.

Already decided you’re happy to go ahead? To get a quick quote, simply follow the link below.

Get a quote

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.