Auto Electrician Liability Insurance

Today, there’s more demand than ever for specialist auto electricians. Electronic systems in vehicles are evolving all the time – getting steadily more sophisticated with every new model out there – but vehicles of any age need electronics expertise.

From diagnostics and repairs to the restoration of classic vehicles, auto electricians are a vital part of the motor trade. So it’s vital that whatever you do, you have the right insurance for how you work.

Have you thought about:

• Insuring your customers’ vehicles in case you need to move them while working on them?
• The possibility of an accident involving a member of the public, whether you’re mobile-based or working at your own premises?
• The value of any tools and equipment that you keep at your premises or in your van?
• The risk of claims against you for alleged faulty workmanship?

Available cover

• Cover for vehicles in your care, custody and control for motor trade purposes.
• Liability insurance to protect you against third party claims, fake or not, including alleged poor workmanship.
• Cover for your premises, if you have them. This could include your liability cover and a range of extra options to protect you and your business.
• Cover for vehicles in transit. If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved.
• Cover for goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
• No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.