Mechanic Liability Insurance

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As a mechanic, working on customer vehicles, either from a fixed premise or mobile, you could be held responsible for accidents that take place.

With so much time spent on the road, let alone caring for your customers’ vehicles, mechanic liability insurance is worth considering. We offer mobile traders liability policies with the option to insure your goods, plant, machinery, stock and portable hand tools in your van, too.

Road Runner Insurance’s mechanic liability insurance is also designed to protect you from claims. These include claims from any employees, accidental loss or damage to customer vehicles, and slips and trips at your premises. We can help get you covered.

If you’re an independent motor trader, based in the UK and aged over 23 years then why not find out how Road Runner Insurance can save you money?

What if I only work part time as a mechanic?

If you are operating as a mobile mechanic on a part time basis, then you may be better off with a policy that cover when you need it, with a part time traders insurance policy. At Road Runner Insurance, we can help motor traders with a policy which is tailored to their needs.

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.