Vehicle Sales Insurance

From cars to vans to pick-ups, if you buy and sell either personal or commercial vehicles you’re going to have a lot of money tied up in stock. You need to make sure your investment is protected, whilst being able to sell vehicles on as quickly as you can.

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From cars to vans to pick-ups, if you buy and sell either personal or commercial vehicles you’re going to have a lot of money tied up in stock. And it doesn’t matter if you trade from home, a garage or other premises – you need to make sure your investment is protected, whilst being able to sell vehicles on as quickly as you can.

That’s where we can help. Our cover is designed to keep your stock safe.

Have you thought about:

Letting your prospective buyers road test a vehicle?
The overall trade value of your vehicles at any one time?
The risks of trading from a business premises, from damage to equipment to accidents on site?

Available cover

Cover for ‘accompanied demonstration use’, so you can offer test drives.
Cover for your premises, if you have them. This could include your liability cover and a range of extra options to protect you and your business.
Cover for vehicles in transit. If you buy vehicles at auction and transport them on a trailer or transporter, you can extend a Comprehensive Road Risks policy to provide the same cover for the vehicles being moved.

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.