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Exhaust and Tyre Fitter Insurance

Protect your business from the ground up with our Exhaust and Tyre Fitter Insurance. Whether you're fitting parts or fixing faults, our specialist cover keeps your tools, premises, vehicles, and reputation secure - so you can focus on the job, not the paperwork.

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What is Exhaust and Tyre Fitter Insurance?

Exhaust and Tyre Fitter Insurance is specialist cover designed for businesses and mechanics that fit exhausts, tyres and accessories.

This cover ensures protection against common risks, including damage to cars being transported, incidents at your premises or place of work, claims of faulty workmanship, and damage or theft of tools and equipment.

What does Exhaust and Tyre Fitter Insurance cover?

Road Runner’s cover can include:

Cover for vehicles in your care
Protection for the vehicles in your care. This can include customers’ vehicles being kept at your commercial premises under our ‘Vehicles at Business Premises’ extension.

Road Risks
Up to comprehensive levels of Road Risks cover – for when your team is on the move.

Protection for your premises
Cover for your commercial premises (workshop or garage) with buildings cover up to £100,000. This could include liability cover and a range of extra options to protect you and your business.

Liability Insurance
Peace of mind with the benefit of protection from third-party claims, whether these are real or false.

Vehicles in transit
Collecting and returning vehicles or working as a mobile tyre fitter? Extend your cover so every vehicle is protected while in transit. We can even tailor your policy to offer Mobile Tyre Fitter Insurance.

Goods, plant, machinery, stock, and portable hand tools
Up to £25k fixed contents and tools cover. Includes tools stored in your work van and diagnostic computers. There’s no single article limit. Stock is covered up to £1,000.

Cover for defective workmanship
Ensure protection against damage caused by poor repairs with Products Liability.

Business Interruption cover
Secure compensation for lost income if your business is disrupted due to an insured event.

No Claims Bonus protection
Extend your cover to keep your No Claims Bonus in the event of a claim where insurers can’t recover their losses. (Terms apply – see your policy booklet or summary of cover.)

We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can secure you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

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Why choose Road Runner for Exhaust and Tyre Fitter Insurance?

Partners to the motor trade

With nearly 30 years in the motor trade industry, we know what it takes to make a first-class exhaust and tyre fitter business tick. Like you, we’re built on trust, strong relationships, and tailored solutions that fit just right.

We make it personal

We’re not just here at renewal – we’re here year-round. We take time to understand your business and the unique risks you face, offering support when it matters most.

We help keep the motor running

You focus on fitting and fixing; we focus on protecting everything around you – tools, premises, vehicles, and people. Insurance is second nature to us, and our Feefo reviews show how much our customers value that.

More about our Tyre and Exhaust Fitter Insurance

Do I need Exhaust and Tyre Fitter Insurance legally?

There are two elements of Exhaust and Tyre Fitter Insurance required by law – Road Risks cover (if you take vehicles on the road) and Employers’ Liability cover (if you have employees).

Although the remaining covers are optional, it’s usually strongly suggested to have them in place to protect you, your customers and your business. Cover can extend to protect your premises, your tools, and so much more. So both you and your customers are fully covered if there’s an incident or accident.

A mechanic in a blue uniform installs a tire on the front wheel of a partially disassembled car in a workshop.

Mechanic in a garage holding a car tire, with a black car in the background and shelves of tires behind him.

Who needs Exhaust and Tyre Fitter Insurance?

Exhaust and Tyre Fitters’ Insurance is necessary for anyone in the motor trade who fits or repairs exhausts, tyres and other accessories.

This includes those operating from premises such as a garage or workshop, working from a customer’s home, as well as those who work roadside who may need Mobile Tyre Fitting Insurance. Whether you’re full-time or part-time, arranging this specific insurance is usually strongly suggested.

How much does Exhaust and Tyre Fitter Insurance cost?

Insurance policies will be priced differently for every customer, depending on your needs.

Our personal approach means we look at individual requirements before entering into any discussions or negotiations with possible vendors. We’ll always endeavour to offer you the most comprehensive, suitable cover at a fair price.

Our Criteria

You must be able to agree with the below criteria for us to provide a quote:

You and all drivers are aged 23 and upwards.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

Ready to get Tyre and Exhaust Fitter Insurance?

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Your Motor Trade Insurance team

We’re proud to present a specialist team who’ll not just provide you with insurance policy options, but also get to know you and your business. So, let’s introduce:

Spanners

Branch Manager

Louise Velez

Associate Director

Lee Dicks

Sales Manager

Fidoo Etwaroo

Renewals Manager

Find out more

Our other products

Car Repairs and Servicing Garage Insurance

If you’re a car repairs specialist or operate a servicing garage, talk to us today about getting the right Car Repairs and Servicing Garage Insurance for you.

Bodyshop and Crash Repairs Insurance

Operating a bodyshop? Learn about our Bodyshop and Crash Repairs Insurance.

Mobile Mechanic Insurance

For mobile mechanics who usually work at a customer’s home or away from permanent premises, protect yourself, your tools, and your vehicle with Mobile Mechanic Insurance.

ROAD RISKS

Whether you take the wheel of your customers’ vehicles or drive your own as part of your day-to-day business, Road Risks cover is for you. And that’s exactly what we offer.

LIABILITY INSURANCE

If you have people working for you or have customers regularly visiting your site, you’ll need to think about Liability Insurance. We’re here to help keep you covered.

PREMISES INSURANCE

If you work from a premises, you’ll likely have spent a lot on your tools, equipment or vehicle stock – and the last thing you want is any loss or damage. That’s where Premises Insurance can help.

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.