Car Repairs & Servicing Insurance

Whether you work in car repairs or servicing, from home or a business premises, full-time or part-time, we’re here to help you get the right cover for your business. From liability insurance to premises insurance and road risks insurance, we can sort it.

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What is car repairs and servicing insurance?

As with any job, particularly one involving manual labour, there’s always a risk that something could go wrong. A lot of the time, it’s out of your control, which is why it’s so important to make sure you’re covered with the correct car repairs and servicing insurance. Otherwise, you may find yourself spending a lot more money as a result – this may include fines for not having the correct insurance or even legal fees if someone makes a claim against your business.

Do you need car repairs and servicing insurance

These days, finding and fixing vehicle faults is more technical than ever – with complex diagnostic equipment often needed to pinpoint the problem. And as vehicles become more and more sophisticated, so has the repair and servicing trade.

Certain types of insurance that fall under the car servicing insurance umbrella are a legal requirement, while others help make life easier when something goes wrong.

Public liability insurance is recommended if you have customers regularly visiting your site, while Employers’ Liability insurance is required by law as soon as you employ staff.

Premises insurance protects assets such as tools, vehicles and the premises itself. It can also be used to help cover third-party claims made against you.

Road Risks insurance is needed if you ever take the wheel of your customers’ vehicles or drive your own while on the job.

Getting the right car repairs and servicing insurance for your business’s needs is key in protecting you and your staff from risk, meaning you can crack on without any stress.

Have you considered the following for car repairs and servicing insurance?

Making sure you’re covered against all forms of risk, no matter how big or how small, is key when looking into car servicing insurance. Consider whether you’ve given thought to the following:

Insuring your customers’ vehicles so you can road test them
The risk of a claim against you for faulty workmanship
The possibility of an employee having an accident at work
A customer having an accident while they’re on your premises
The value of the tools and equipment you keep at your premises

You may need to consider other technical elements when it comes to choosing your car repair and servicing insurance:

Vehicle cosmetic repairs insurance
Auto repair insurance for older or high mileage vehicles
Used vehicle repair insurance

Want more clarity on what you need to be covered for? You can speak to our team about your car repair and servicing insurance options. We’ve been in the motor trade for over two decades, so we know a thing or two.

Available car repairs and servicing insurance cover with Road Runner

Liability insurance

Liability insurance is there to protect you against employee or third -party claims, fake or not. Our cover options range from Public Liability only up to more comprehensive packages that contain Public, Products and Employers’ Liability. We also offer Portable Hand Tools packages that can include cover away from the business premises.

Premises insurance

Our Premises insurance is another important part of car servicing insurance. From Buildings cover to Contents cover and Vehicles at the premises insurance, we have several options that minimise your risk.

Road Risks insurance

Need cover for vehicles in transit? Take a look at our Road Risks insurance. We offer the standard levels of cover, from Third Party to Comprehensive, as well as insurance for vehicles at business premises and/or in transit.

If you collect and return vehicles, you can extend a Comprehensive road risks policy to provide the same cover for the vehicles being moved, so it’s worth checking what you can get from your policy

Why choose Road Runner for your car repairs and services insurance?

We understand the ins and outs of car servicing and repairs, so interpreting insurance policies comes naturally to us. We’re here to help you get the right insurance to protect you from risk.

Roadside rescue, second-hand sales – we know our stuff when it comes to the motor trade. There’s no such thing as a one-size -fits- all policy with us.

We’ve been riding shotgun with the motor trade for over 25 years and we know all the cover options available to you.

Get in touch with our team or request a quote to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Want to see what previous customers have said about us? Check out our reviews.

Can I get car repairs & servicing insurance with Road Runner?

You must be able to meet with the below criteria for us to be able to provide a quote.

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

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Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.