Motor Trade Insurance​​​​​​​

We specialise in providing motor trade insurance to the independent motor trade professional. We can offer cover for Road Risks, Liability, and Premises insurance and for full-time and part-time businesses. 

Our Core Products

Road Risks Insurance

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If you are involved in the motor trade and have your own vehicles, or drive customers' vehicles in the course of your business, you probably need Road Risks cover.

Liability Insurance

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If you have employees or want to protect yourself against claims for customers or visitors to your premises, find out how our Liability cover could protect you and your business.

Premises Insurance

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If you trade from premises, you probably have money tied up in your tools, equipment or stock of vehicles. Find out how our Premises cover could help you protect against loss or damage.

Industries We Cover

If you work in one of the following areas, why not find out more about how we can help you.

Get in Touch
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We specialise in providing motor trade Road Risks, Liability, and Premises insurance to the independent motor trade professional.

Whether you trade on a full or part-time basis, why not see if we can help save you some money.

Our experienced team is on hand to find the right policy for you. As experts in the motor trade insurance sector, we concentrate on providing industry professionals with more flexible, specialised cover designed to suit their specific business needs. We are able to offer cover that is designed to respond to your professional demands.

"Excellent service and easy to deal with. Highly recommended."

We pride ourselves on providing competitive motor trade insurance policies to suit professionals in various aspects of the industry, from garages to dealerships. 

Whether you are involved in Vehicle SalesRepairs and ServicingSMART Repairs or some other part of the motor trade, where possible we can help provide the insurance cover you require.

Please ensure you have read and understood all of our cover options prior to getting a quote.

What is motor trade insurance?

 

As most people know, it’s the law to have insurance if you are a road driver. However, motor trade insurance is designed for anyone who works with vehicles as part of a business. This may range from a trader who is selling vehicles or running a servicing and repair workshop, to those working as mobile mechanics or in valeting and car cleaning.

Because the customer leaves their vehicle in your care, their insurance no longer covers the vehicle and so a specialist motor trade policy is required for you to do this. Depending on your personal situation, it’s vital to find a policy which is tailored and specific to how you are trading.

In other words, if you have your own or have customer vehicles in your care, custody or control, you will most likely require Road Risks policy.

If you trade from a business premises, and have equipment or stock of vehicles, then premises cover may cover you against damage or loss.