Car Recovery Insurance

Whether you work for truly for yourself or as a subcontractor for a bigger firm, we can offer cover options to keep you protected when you’re out on the road, saving the stranded.

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Vehicle recovery isn’t just for big consumer brands any more. These days, subcontractors and independent recovery workers have taken their rightful place in the market as well. And if this is your type of work, we’ve got you covered.

Whether you work for truly for yourself or as a subcontractor for a bigger firm, we can offer cover options to keep you protected when you’re out on the road, saving the stranded.

Have you thought about:
  • The risk of damage to a vehicle while being recovered by you?
  • The possibility of an accident involving a member of the public while you are carrying out a recovery operation?
  • The impact on your business if your vehicle is damaged through no fault of your own?
Available cover
  • Cover for vehicles in your care, custody and control for motor trade purposes.
  • Cover for vehicles in transit – you can even be covered for damage that happens to the vehicle whilst on a recovery truck.
  • Liability insurance to protect you against third party claims, fake or not.
  • Insurance for goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
  • Cover for your premises, if you have them. This could include your liability cover and a range of extra options to protect you and your business.
  • No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)
We’re with you

We’ve been riding shotgun with the motor trade for over 25 years – so we know all the cover options available to you. Get in touch to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Car with engine showing

Our Criteria

You must be able to agree with the below criteria for us to be able to provide a quote.

  1. You and all drivers are aged 23 to 69 years old.
  2. You are actively operating a motor trade business for profit or income.
  3. You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
  4. You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
  5. You, any partners, directors, employees or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.
full list of criteria

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