30 July 2019

While you wait: quick and interesting facts about Road Runner motor trade insurance policies

By Road Runner
Mechanic testing electricals
Comprehensive cover

Did you know our comprehensive policies instantly cover the windscreen for any of your personally-owned vehicles? This includes repairs free of charge and replacements at a reduced excess of £100 per claim.

Vehicles at home premises cover

Good news! If you’re trading from your home address, you’re automatically covered up to the limit of your agreed policy indemnity from home. This means you don’t have to worry about arranging any additional cover. However, if you trade from separate business premises, there’s no need to panic! We can offer a range of different options to suit your business that won’t break the bank. Road Runner also offers part time motor trade insurance, for those who are working in addition to a main job, which can be suited to your requirements.

Foreign use

Thinking of finally taking that well-earned trip abroad? You can now drive at ease knowing that Road Runner will cover you for up to 31 days per policy year for social, domestic and pleasure use when travelling in Europe. You’ll need to inform us before you travel to ensure you have the correct cover in place. We can also issue green cards if required.

Motor Insurance Database (MID) updates

Updating your MID is essential to running a successful business! Here at Road Runner, we can update your vehicles for you over the phone. Alternatively, if you’d prefer to do this online instead, simply click here.

Protecting your no-claims discount

Some motor traders are under the impression that you don’t earn any form of no-claims bonus under a motor traders’ policy. At Road Runner, we not only give you the opportunity to earn your own bonus but if you have four years or more, we also give you the option to protect it!

Protecting your no claims bonus prevents you from losing it or having any reductions in the event of a claim.

We encourage you to read through and check your documents to make sure you’re happy with what your policy covers you for. Should you have any questions please contact the Road Runner team on 0330 100 8720.

Related Articles