Car and Vehicle Recovery Insurance

Whether you’re self-employed or work as a subcontractor for a bigger firm, our range of car and vehicle recovery cover options are there to keep you protected when you’re out on the road.

Ask for a quote

Give us a call

03301 00 87 20

Or we'll contact you

Request a callback

Car and vehicle recovery isn’t just for big consumer brands anymore. These days, subcontractors and independent recovery workers have taken their rightful place in the market as well. And if this is your type of work, we’ve got you covered.

What is car and vehicle recovery insurance?

Car or vehicle recovery insurance is there to protect breakdown and car recovery specialists from risk and third-party claims, whether that’s after an accident with a member of the public or damage to a recovered vehicle.

Do you need car and vehicle recovery insurance?

Attending callouts to potentially dangerous sites to recover broken down vehicles can throw up a lot of risks. It’s important to make sure you have the correct car recovery cover in place.

A large proportion of breakdown callouts can’t be recovered on the roadside, meaning the vehicle will need to be transported elsewhere, whether that’s to someone’s house or a nearby garage. Road Risk insurance covers you for risks that occur in your day-to-day driving and forms a key part of your car and vehicle recovery insurance.

Dealing with the public and being responsible for their safety adds another layer of risk on top of this too. This is where Liability insurance is important to cover claims made by third parties.

On top of this, you can get covered for storage and premises too, which would come under Premises insurance.

There are penalties for those who don’t comply with the regulations that sit within the breakdown and recovery sector. Certain levels of cover are required by law.

Have you thought about the following for car and vehicle recovery insurance?:

There are a few questions you might not have considered when it comes to car and vehicle recovery insurance.

The risk of damage to a vehicle while being recovered by you?
The possibility of an accident involving a member of the public while you are carrying out a recovery operation?
The impact on your business if your vehicle is damaged through no fault of your own?

Available cover for car or vehicle recovery with Road Runner

Cover for vehicles in your care, custody and control for motor trade purposes.
Cover for vehicles in transit – you can even be covered for damage that happens to the vehicle whilst on a recovery truck.
Liability insurance to protect you against third-party claims, fake or not.
Insurance for goods, plant, machinery, stock and portable hand tools kept in your van. Cover is available for tools left overnight too.
Cover for your premises if you have them. This could include your liability cover and a range of extra options to protect you and your business.
No Claims Bonus protection. You can choose to pay an extra premium to keep the number of years of No Claim Bonus you’ve earned in the event of a claim where insurers cannot recover their losses. This can be a significant long-term saving and worth paying a little extra to protect. (Terms apply – see your policy booklet or summary of cover for more details.)

Why choose Road Runner for your car and vehicle recovery insurance?

We’re with you every step of the way.

With over 25 years of motor trade experience for us to draw on, we’re well-placed to help you secure the right car and vehicle recovery insurance. Contact us today to see if we can get you a better deal than you’re on now. Don’t worry, there’s no obligation if it’s not for you.

Can I get car and vehicle recovery insurance with Road Runner?

You must meet our criteria for us to be able to provide a quote for your car and vehicle recovery insurance. Some of the main points you must satisfy are below:

You and all drivers are aged 23 to 69 years old.
You are actively operating a motor trade business for profit or income.
You and all drivers have not been disqualified from driving nor been convicted of driving with no insurance.
You and all drivers have no criminal convictions not spent under the Rehabilitation of Offenders Act nor any criminal convictions pending.
You, any partners, directors, employees, or drivers have never had a policy cancelled, declined, been refused renewal nor had any special terms or premium imposed.

full list of criteria

Ready to get car and vehicle recovery insurance?

Get a quote

Our Core Motor Trade Insurance Products

Latest News

Specialists in Motor Trade Insurance

Useful Links

Road Runner is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.